Mutual Fund Risk Profile

1. What is your primary investment goal?

Preserve capital / Safety is paramount Generate income with moderate growth Maximize long-term growth, accepting volatility

2. What is your investment time horizon (how long until you likely need this money)?

Less than 3 years (Short-term) 3 to 7 years (Medium-term) More than 7 years (Long-term)

3. How would you likely react if your *entire* investment portfolio suddenly dropped 15% in value?

Seriously consider selling some or all to prevent further loss Feel concerned, monitor closely, but likely hold See it as a potential buying opportunity, possibly invest more

4. How would you describe your investment knowledge/experience?

Beginner – Limited understanding of financial markets Intermediate – Understand basic concepts and products Experienced – Comfortable with diverse and complex investments

5. When researching a significant new investment opportunity, which approach feels most natural to you?

Gathering extensive information, sometimes revisiting it multiple times before committing. Focusing on key data points and expert opinions to make a well-researched but timely decision. Identifying the core opportunity quickly and acting decisively if it aligns with your strategy.

6. If you hear compelling news about a rapidly growing investment area you’re unfamiliar with, what’s your likely next step?

Mentally note it, but prioritize sticking to your existing, well-understood plan. Add it to your research list to evaluate thoroughly if/when you have time. Actively seek out more information immediately, potentially allocating a small ‘test’ amount if it looks promising.

7. Reflecting on past investment experiences (real or hypothetical), which situation tends to linger more in your thoughts?

An instance where an investment lost a noticeable amount of value. Both losses and missed significant opportunities occupy similar mental space. An instance where you missed out on substantial gains that others captured.

8. How would you describe your usual state of mind *after* reviewing your financial situation or making investment decisions?

Often feeling a lingering sense of uncertainty or concern. Generally feeling informed and reasonably comfortable with the plan. Typically feeling confident and clear about the path forward.

9. When considering a new type of investment, how much weight do you typically give to the fact that many knowledgeable friends or colleagues are participating?

Very little; your decision relies almost entirely on your own research and understanding. It’s a point of interest that encourages you to research it, but doesn’t heavily sway the final decision. It significantly increases your interest and confidence, making you more inclined to participate, assuming basic checks are met.

Optional: Enter Your Approximate Current Mutual Fund Allocation (%)

Enter percentages below. The tool will provide simple commentary comparing this to your calculated profile. Total should be near 100%.